Clear Your Credit History
Defaults or judgements will remain on your credit report for years and will have a negative impact on your credit score. Learn the truth about credit repair and discover how to fix your credit history and improve your credit rating.
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Find out how Clean Credit can help you fix your credit rating and restore your credit score. They have helped many people who have negative credit listings such as defaults and judgements removed from their credit file.
Can Clean Credit really fix your credit history?
This is the most common question they are asked and they fully understand why.
The short answer to this question is yes, in many cases negative credit listings can be permanently removed from credit files.
The credit repair industry is quite new in Australia and there is little information on the subject readily available to the general public. Unfortunately the industry has its fair share of questionable practitioners which doesn’t help reputable operations gain credibility.
The reality is the law requires anyone, including credit providers, to follow a strict process prior to lodging the listing with the Credit Reporting Agencies.
The truth however is on many occasions these processes are not followed, generally because the listing party was not aware of their obligations or did not care. You see there is little consequence if someone lists a negative item on a credit report without following this process, even if the person the listing is made against suffers hardship as a result.
In many cases when confronted by the client, creditors will flatly deny that due process was not followed or worse still will simply refuse to discuss the matter at all. It’s often not until these creditors are confronted by a third party with an in-depth understanding of the law and credit reporting process, that matters can be resolved.
The sad fact is each year there are literally thousands of incorrect or inappropriate negative listings entered onto people’s credit reports.
When a person is the victim of an incorrect or inappropriate credit listing it has the potential to stop them in their tracks. It causes very real hardship as obtaining any form of credit is either going to impossible or at best far more expensive than it needs to be.
The good news is it doesn’t need to be this way. With the right knowledge and an in-depth understanding of how to effectively apply it, many of these potentially debilitating credit issues can be dealt with and removed from credit reports permanently.
Don’t let that credit issue stop you getting ahead in life, now is the time to act. Take back control and call Clean Credit now!